India-Singapore announces to link UPI and PayNow

  • India and Singapore have announced the linking of the Unified Payments Interface (UPI) and PayNow, in order to enable users to make instant, low-cost fund transfers.
  • The project to link the fast payment systems of both the countries was announced by Reserve Bank of India (RBI) and Monetary Authority of Singapore (MAS).
  • This linked payment interface is expected to be operationalised by July 2022.
  • Linked interface will help in making instant, low-cost fund transfers on a reciprocal basis without onboarding onto the other payment system.
  • The linkage will be a significant milestone for the development of infrastructure for cross-border payments between both the countries.
  •  It will also align with the G20’s financial inclusion priorities to provide for faster, cheaper and more transparent cross-border payments.


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