RBI to start a pilot programme for Digital Rupee


  • The Reserve Bank of India (RBI) said that it will shortly start restricted test launches of the digital rupee for particular use cases. 
  • The concept paper was made public as part of an experiment with digital money in India.
  •  The Reserve Bank of India (RBI) is currently developing a phased deployment plan while investigating the advantages and disadvantages of a central bank digital currency.
  • The concept note also covers important issues such technology and design options, potential applications for the digital rupee, and issuance procedures.
  • The Reserve Bank of India (RBI) concept note also analyses privacy problems and looks at how the adoption of CBDC may affect the banking sector, monetary policy, and financial stability.
  • The central bank stated that both retail and wholesale digital currency have appeal, suggesting that it may take both into consideration.

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