ank of India Credit Officer Recruitment 2026: Bank of India (BOI) has released the official notification for the recruitment of 779 Credit Officer vacancies under the General Banking Officer (GBO) Stream through Project No. 2026-27/01. The recruitment is being conducted for MMGS-II, MMGS-III, and SMGS-IV scales. Eligible candidates can apply online through the official Bank of India website from 30 June 2026 to 20 July 2026.
This recruitment offers an excellent opportunity for experienced banking and finance professionals looking to join one of India’s leading Public Sector Banks. Candidates should carefully check the eligibility criteria, age limit, educational qualifications, work experience, application fee, selection process, and salary details before submitting their online applications.
Bank of India Credit Officer Recruitment 2026 Overview
| Particulars | Details |
| Organization Name | Bank of India (BOI) |
| Project No. | 2026-27/01 |
| Post Name | Credit Officer (General Banking Officer Stream) |
| Total Vacancies | 779 Posts |
| Job Location | Across India |
| Application Mode | Online |
| Registration Dates | 30 June 2026 to 20 July 2026 |
| Selection Process | Online Examination & Interview |
| Official Website | bankofindia.bank.in |
Bank of India Credit Officer Recruitment 2026 Important Dates
| Event | Date |
| Notification Release Date | 01 June 2026 |
| Online Registration Starts | 30 June 2026 |
| Last Date to Apply Online | 20 July 2026 |
| Last Date for Fee Payment | 20 July 2026 |
| Online Examination | To Be Announced |
Bank of India Credit Officer Recruitment 2026 Application Fee
| Category | Application Fee |
| General / OBC / EWS | ₹850/- |
| SC / ST / PwBD | ₹175/- |
Payment Mode: Online
Application fee once paid will not be refunded.
Bank of India Credit Officer Vacancy 2026
| Scale | Vacancies |
| MMGS-II | 677 |
| MMGS-III | 61 |
| SMGS-IV | 41 |
| Total | 779 |
Category-wise Vacancy Details
| Category | Vacancies |
| General (UR) | 317 |
| OBC | 205 |
| EWS | 80 |
| SC | 118 |
| ST | 59 |
| Total | 779 |
Educational Qualification
Candidates must possess the educational qualifications and relevant work experience prescribed for the respective scale.
Essential Qualification
- Graduation from a recognized University.
- Relevant professional qualification and experience as specified in Annexure-I of the official notification.
- Post-wise eligibility and experience vary according to MMGS-II, MMGS-III, and SMGS-IV.
Candidates should carefully read the official notification before applying.
Nationality
Applicants must be:
- Citizen of India, or
- Citizen of Nepal or Bhutan, or
- Tibetan Refugee who came to India before 01 January 1962 with the intention of permanently settling in India, or
- Person of Indian Origin migrated from specified countries with Government of India eligibility certificate.
Bank of India Credit Officer Recruitment 2026 Age Limit
Age as on 01 June 2026
| Scale | Minimum Age | Maximum Age |
| MMGS-II | 25 Years | 32 Years |
| MMGS-III | 28 Years | 38 Years |
| SMGS-IV | 32 Years | 45 Years |
Age Relaxation
| Category | Relaxation |
| SC/ST | 5 Years |
| OBC (NCL) | 3 Years |
| PwBD | 10 Years |
| Ex-Servicemen | 5 Years |
| 1984 Riot Victims | 5 Years |
Bank of India Credit Officer Recruitment 2026 Selection Process
The recruitment process consists of the following stages:
- Online Examination
- Personal Interview
- Document Verification
Final Merit Weightage
- Online Examination – 70%
- Personal Interview – 30%
If the online examination is not conducted, selection may be based solely on interview.
BOI Credit Officer Exam Pattern 2026
| Subject | Details |
| English Language | Objective Test |
| Professional Knowledge | Objective Test |
The detailed marking scheme and duration will be mentioned in the admit card/official notification.
Salary
Selected candidates will receive salary according to the respective pay scale.
| Scale | Pay Scale |
| MMGS-II | ₹64,820 – ₹93,960 |
| MMGS-III | ₹85,920 – ₹1,05,280 |
| SMGS-IV | ₹1,02,300 – ₹1,20,940 |
Along with basic pay, candidates will receive:
- Dearness Allowance (DA)
- House Rent Allowance (HRA)
- City Compensatory Allowance (CCA)
- Medical Benefits
- Leave Travel Concession (LTC)
- Provident Fund
- Pension Benefits
- Performance Linked Incentives
- Other Bank Allowances
Security Deposit
Selected candidates are required to deposit a refundable security amount.
| Scale | Security Deposit |
| MMGS-II | ₹2,00,000 |
| MMGS-III | ₹3,00,000 |
| SMGS-IV | ₹3,00,000 |
The security deposit will be refunded after 3 years of satisfactory service.
Documents Required
Candidates should keep the following documents ready before applying:
- Passport Size Photograph
- Signature
- Left Thumb Impression
- Handwritten Declaration
- Graduation Certificate
- Professional Qualification Certificate
- Experience Certificate
- Category Certificate (if applicable)
- PwBD Certificate (if applicable)
- Valid Photo ID
- Mobile Number
- Email ID
How to Apply for Bank of India Credit Officer Recruitment 2026
Follow these steps to apply online:
- Visit the official Bank of India website.
- Open the Careers section.
- Click on Credit Officer Recruitment 2026 (Project No. 2026-27/01).
- Register using a valid email ID and mobile number.
- Fill in the online application form carefully.
- Upload the required documents, photograph, signature, left thumb impression, and handwritten declaration.
- Pay the application fee online.
- Review all details before final submission.
- Submit the application form.
- Download and print the final submitted application for future reference.
Why Apply for Bank of India Credit Officer Recruitment 2026?
- 779 Officer Vacancies
- Permanent Public Sector Bank Job
- Attractive Salary up to ₹1.20 Lakh Basic Pay
- Career Growth Opportunities
- All India Posting
- 7th Bipartite Settlement Benefits
- DA, HRA, Medical & Other Perks
Bank of India Credit Officer Recruitment 2026 Important Links
| Description | Status |
| Bank of India Credit Officer Notification 2026 | Click Here |
| Bank of India Credit Officer Apply Online | Click Here |
| Bank of India Official Website | bankofindia.bank.in |
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